Call or email us, we'd be glad to help.
Phone: 410-266-2544
Email: dan@fidelityfirst.net
Call or email us, we'd be glad to help.
Phone: 410-266-2544
Email: dan@fidelityfirst.net
We'll save your data at each step of your application so you can return and finish later if needed. You'll need to enter your e-mail address and create a password to use when you return.
We take the privacy of your information very seriously. During the loan application process, we collect non-public personal financial information from you and from other sources about your credit history, income and assets in order to allow a lender to make an informed decision about granting you a loan. We restrict access to non-public personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your non-public personal information.
We collect non-public information about you from the following sources: 1) information we receive from you on applications or other forms; 2 ) information about your transactions with us or others 3) information we receive from a consumer reporting agency 4) Information that we receive from others involved in your transaction, such as the real estate agent or lender.
We do not disclose any non-public information about our customers or former customers to any third party, except as permitted by law.
During your mortgage loan application process, a Credit Check is performed that requires us to obtain and confirm information regarding your personal and financial background. This Credit Check includes, but is not limited to, your past and present employment status, your deposit accounts, your past and present consumer credit record, your mortgage record, and/or your rental record.
In accordance with Section 326 of the USA PATRIOT Act of 2001, this institution is required to verify the identity of any person applying for mortgage financing to the extent reasonable and practicable, and maintain records of the information used to verify their identity.
What this means to you: When you apply for mortgage financing, we will ask for your name, current and past home addresses, date of birth and other information that will allow us to identify you. During the loan process, we may ask to see your driver’s license or other identifying documents.
Your information will be protected by our Privacy Policy and federal law.
The mortgage loan for which you are applying involves various disclosures, records, and documents ("Loan Documents"), including this eDisclosure Agreement. The purpose of this eDisclosure Agreement is to obtain Your consent to receive certain Loan Documents from Us in electronic form rather than in paper form and to make you aware of the Federal E-SIGN ACT. The Federal E-SIGN ACT allows us to provide these documents electronically once we obtain your consent. With Your consent, you will also be able to sign and authorize these Loan Documents electronically, rather than on paper.
Before We can engage in this transaction electronically, it is important that You understand Your rights and responsibilities. Please read the following and affirm Your consent to conduct business with us electronically. For purposes of this eDisclosure Agreement, "eDisclosures" means the Loan Documents related to this transaction that are provided electronically, "You" and "Your" mean the borrower(s) under the applicable loan to which such Loan Documents apply, and "We", "Our" and "Us" mean the applicable mortgage broker(s), loan processor(s), or mortgage banker(s) with whom You are transacting business for such loan(s).
Please indicate your consent to receive electronic documents by checking the box on the previous screen. You are also confirming that you have the necessary computer software and hardware to accept the electronic forms and that we have your valid, active e-mail address.